Major UK Bank Simplifies Buy-To-Let Mortgages

2 mins
June 12, 2024

NatWest has revamped its buy-to-let mortgage range by reducing the affordability calculator questions to just 11. This move aims to accelerate the assessment process, benefiting brokers and property investors.

Enhanced Portfolio Landlord Assessment


For portfolio landlords, NatWest has eliminated the requirement for personal income assessments. Now, evaluations will focus on loan-to-value (LTV) and rental income, simplifying the documentation and easing the process for property investment.

Personalised Stress Rates for Buy-to-Let Mortgages


NatWest introduces dynamic product stress rates, tailoring loan affordability based on the specific product rate and term. This ensures a more flexible and reliable application process for buy-to-let investors.

Expert Opinion on the New Changes


Brad Fordham, Head of Mortgage Distribution at NatWest, highlights the bank’s commitment to delivering a consistent and flexible service. The new simplified affordability calculator is set to enhance the experience for brokers and landlords.

Construction Update Images

Swipe across to see all images

No items found.

Looking for Property Recommendations?

Fill out our 60 second investor form and one of our experts will be in touch with personally tailored potential investment opportunities that fit your portfolio requirements.

60 Second Investor Form
Enquire Today
How Can We Help You?

Please, leave us your message.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyse site usage, and assist in our marketing efforts. View our Privacy Policy for more information.
Regency Invest Whatsapp